Não Vendo Fiado Frases: Avoiding Credit Sales

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Selling on credit can be a tricky business. It can be an effective way to increase sales, but it can also lead to unpaid debts and financial losses. That’s why some businesses choose to adopt the policy of “não vendo fiado,” which means “I don’t sell on credit” in Portuguese. In this article, we’ll explore the reasons why businesses may choose to avoid credit sales, and the potential benefits of this policy.

The Risks of Selling on Credit

One of the main risks of selling on credit is the possibility of customers not paying their debts. Even if a business has a credit policy in place, some customers may still fail to pay on time or at all. This can lead to cash flow problems, as the business may have already paid for the product or service but has not yet received payment from the customer.

Another risk of credit sales is the potential for fraud. Some customers may intentionally purchase goods or services with no intention of paying, or may provide false information when applying for credit. This can be difficult to detect, especially for small businesses with limited resources for credit checks and fraud prevention.

The Benefits of Avoiding Credit Sales

While selling on credit can be a useful tool for increasing sales, avoiding credit sales can also have its benefits. For one, it can help businesses maintain a healthy cash flow. By requiring payment upfront or on delivery, businesses can ensure that they have the necessary funds to cover their own expenses and investments.

Avoiding credit sales can also help businesses avoid bad debts and reduce the risk of fraud. Without the need to manage credit accounts and collections, businesses can focus on other areas of their operations, such as marketing, production, and customer service. This can lead to increased efficiency and profitability.


“Não vendo fiado” may not be a policy that works for every business, but it can be a useful tool for those looking to manage their cash flow and reduce their risks. By avoiding credit sales, businesses can focus on their core operations and avoid potential losses due to bad debts and fraud. If you’re considering adopting this policy, be sure to communicate it clearly to your customers and be prepared to offer alternative payment options for those who may not be able to pay upfront.


1. Can businesses still increase sales without selling on credit?

Yes, businesses can use other strategies to increase sales, such as offering discounts for bulk purchases, creating loyalty programs, and improving their marketing and advertising efforts.

2. How can businesses protect themselves from fraud when selling on credit?

Businesses can use credit checks, references, and other fraud prevention measures to reduce the risk of fraud. However, these measures can be time-consuming and costly, which is why some businesses may choose to avoid credit sales altogether.

3. What are some alternative payment options for customers who can’t pay upfront?

Businesses can offer payment plans, layaway programs, or financing options through third-party providers to customers who may not be able to pay upfront. These options can help businesses maintain their cash flow while still providing flexibility for customers.

4. Is “não vendo fiado” a common policy in Brazil?

Yes, “não vendo fiado” is a common policy in Brazil, especially among small businesses and street vendors. However, some businesses may still offer credit sales to established customers or for larger purchases.

5. How can businesses communicate their credit policy to customers?

Businesses can use signage, invoices, and other communication channels to inform customers of their credit policy. They should also be prepared to explain their policy to customers who may have questions or concerns.

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